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Best 0% intro APR credit cards of July 2024

A credit card with a 0% APR offer can be a smart way to pay off a big purchase over time or help you shed existing debt more quickly. Some of the best credit cards in this category feature interest-free financing periods of 15 months or longer, while keeping annual fees and balance transfer fees at a minimum. We analyzed a broad swath credit cards with low introductory periods cards to curate a list of the very best. Here are our selections for the best 0% APR offers of 2024 Best 0% APR credit cardsWells Fargo Active Cash® Card: Best for earning cash-back rewards on purchases.Discover it® Cash Back: Best for first-year welcome bonus.Bank of America® Customized Cash Rewards credit card *: Best for earning bonus cash rewards.Citi® Diamond Preferred® Card *: Best introductory window for balance transfers.Bank of America® Unlimited Cash Rewards credit card for Students *: Best for students.Bank of America® Travel Rewards credit card *: Best for earning travel rewards.Wells Fargo Reflect® C…